Terms of Use

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES

THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE

TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF.

USE OF INFORMATION AND MATERIALS

The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject

to change. Unauthorized use of Arta Financial’s web site and systems including but not limited to unauthorized entry into

Arta Financial’s systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. Not all

products and services are available in all geographic areas. Your eligibility for particular products and services is subject to

final determination by Arta Financial.

NO WARRANTY

THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER

ITEMS ARE PROVIDED “AS IS”, “AS AVAILABLE”. ARTA FINANCIAL DOES NOT WARRANT THE ACCURACY,

ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY

FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED,

EXPRESSED OR STATUTORY NCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF

THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM

COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.

LIMITATION OF LIABILITY

IN NO EVENT WILL ARTA FINANCIAL BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT

OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN

CONNECTION WITH THIS SITE OR ANY LINKED SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY,OR

IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN

OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF ARTA FINANCIAL,

OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR

EXPENSES.

Submissions

All information submitted to Arta Financial via this site shall be deemed and remain the property of Arta Financial and Arta

Financial shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a

visitor to this site provides Arta Financial through this site. Arta Financial shall not be subject to any obligations of

confidentiality regarding submitted information except as agreed by the Arta Financial entity having the direct customer

relationship or as otherwise specifically agreed or required by law.

AVAILABILITY

THIS SITE IS NOT INTENDED FOR DISTRIBUTION TO, OR USE BY, ANY PERSON OR ENTITY IN ANY JURISDICTION

OR COUNTRY WHERE SUCH DISTRIBUTION OR USE WOULD BE CONTRARY TO LOCAL LAW OR REGULATION. BY

OFFERING THIS SITE AND INFORMATION, OR ANY PRODUCTS OR SERVICES VIA THIS SITE, NO DISTRIBUTION

OR SOLICITATION IS MADE BY ARTA FINANCIAL TO ANY PERSON TO USE THIS SITE, OR SUCH INFORMATION,

PRODUCTS OR SERVICES IN JURISDICTIONS WHERE THE PROVISION OF THIS SITE AND SUCH INFORMATION,

PRODUCTS AND SERVICES IS PROHIBITED BY LAW.

Additional Terms

Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and

conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

Governing Law

Use of this site shall be governed by all applicable Federal laws of the United States of America and the laws of the State of

California.